PRIVACY PRACTICES
Premier Settlements, Inc. is committed to ensuring the privacy and confidentiality of its customers and visitors to the company's web site. As such, Premier Settlements utilizes industry-standard security measures to safeguard internet transactions and communications.

Special Note About Children
Premier Settlements does not provide services to children and its web sites are not intended for children. Premier Settlements asks that minors not submit to us any personal information. If you are a minor, you can use this site or Premier's services in conjunction with a parent or guardian.

Non-Personal Information Collection
While Premier's web servers automatically collect visitor domain names, they do not involuntarily collect personal identification information about visitors. The web servers gather information about the particulars of a visitor's visit through the Premier Settlements web site, such as the web page from which a visitor enters Premier's site, the pages within our site visited, how long a visitor is on the site, and other such information that will help us evaluate and improve our site.

Personal Information Collection
When visitors voluntarily provide personal identification information to Premier Settlements through the company's web site, such as when submiting an e-mail question/comment form, Premier Settlements limits the use of such information to the purposes for which the information was submitted. Premier Settlements does, however, reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact a visitor regarding additional services/products such visitor may find useful. Visitors may choose not to receive this type of information by notifying Premier Settlements of their preference.

Internal Disclosure of Information
Premier Settlements employees are permitted access to the information they require to perform their jobs and service customers. Premier maintains strict internal policies against the unauthorized disclosure or use of customer information. Premier Settlements works closely with realty companies and lenders and, subject to federal, state, and local laws, reserves the right to make information available to these companies for authorized purposes.

Disclosure of Information to a Third Party
Premier Settlements does not sell or disclose personal identification information obtained on-line from visitors through the company web site to anyone outside of Premier Settlements unless (i) specifically authorized by a visitor; (ii) such disclosure is to a Premier Settlements business partner that can provide beneficial services to customers and such business partner agrees to keep the information Premier provides confidential; (iii) required by law or a court or government agency of competent jurisdiction; or (iv) such disclosure is necessary to protect the safety of Premier Settlements customers, employees, or property.

Unsolicited E-mail
Premier Settlements does not send unsolicited "junk" e-mail (spam). However, the company does use e-mail to communicate with customers and respond to visitor inquiries, and send information requested by visitors through the company's web site. Any visitors receiving unwanted e-mail from Premier Settlements or its employees should contact the company and advise of their desire not to receive future e-mails and/or request removal from Premier's e-mail list. As soon as reasonably practicable, Premier Settlements will remove such visitor from the company's e-mail list.

Cookies
Premier Settlements' web sites may use "cookies" to improve the level of service to visitors. Cookies are lines of text that are transmitted to a web browser and stored on the visitor's hard drive. When the visitor returns to the Premier Settlements web site the cookie is transmitted back. Cookies provide a way for a server to recall a previous request or registration, or to keep track of a transaction as it progresses thereby eliminating the need to repeat the information previously provided. A cookie can only be accessed from the web site that placed it on the visitor's system. The cookies used by Premier Settlements do not collect personal identification information, and Premier Settlements does not combine information collected through cookies with other personal information to determine a visitor's identity or e-mail address. Cookies are commonly used on web sites today and should not harm any system upon which they are transmitted. Internet browsers can be configured to notify visitors when cookies are about to be received and provide visitors with the option of refusing cookies.

Privacy Policy Modifications
Premier Settlements works to improve the services and resources it provides to customers and the experiences of visitors to the company's web site. In order to do so, Premier Settlements may change or extend its capabilities for obtaining information about web site visitors in the future. Therefore, Premier Settlements reserves the right to revise its Privacy Policy as necessary to include advances in technology or other changes in information collection through the internet.

Questions
Questions regarding this statement should be directed to closinginfo@premiersettlements.com.

Last revised 06/30/2004.




126 Foxshire Drive · Lancaster, PA 17601-3982
Phone (717)581-5810 · Fax (717)581-5814

Land America Financial Group, Inc.
Premier Settlements, Inc. is an authorized agent
of Land America Financial Group, Inc.


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